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InsuranceUp to $5,000,000 coverage, instant decision — select carriers (if eligible).
40+ carriers. No exam, no agent calls.
Answer a few basic questions and see real-time quotes from the nation's leading carriers, side by side.
Pick your policy and apply 100% online. Most applicants qualify with no medical exam, and approval often takes minutes.
Lock in your rate while you're young and healthy — the earlier you secure coverage, the more you save over the life of the policy.
Covyrd exists so you can shop for term life insurance the way you shop for anything else — at your own pace, with real numbers, and no pressure to buy more than you need.
40+ carriers, one search — more chances to find your lowest rate.
No agents, no cold calls. You control the pace entirely.
Most policies need no medical exam for qualifying applicants.
Free look period on every policy — review before you commit.
"It was much easier than I thought. We had a policy we could afford in a few minutes, from home."— Sherry L., Florida · Google review
U.S. adults have a life insurance gap: they have no coverage but say they need it, or have a policy and want more. Term coverage is the fastest, most affordable way to close that gap.
Source: 2026 Insurance Barometer Study, LIMRA and Life Happens (online survey of 5,237 U.S. adults ages 18–75, January 2026). The 43% and 19% shares are calculated from the reported figures.
Straight answers on term life insurance, from qualifying to coverage amounts.
Get term life quotes in minutes, on your own. No appointments, no salespeople, no email required.
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